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		<title>When was the bottom of the market in Orange County? Four Years Ago.</title>
		<link>http://teamkociela.wordpress.com/2012/02/06/when-was-the-bottom-of-the-market-in-orange-county-four-years-ago/</link>
		<comments>http://teamkociela.wordpress.com/2012/02/06/when-was-the-bottom-of-the-market-in-orange-county-four-years-ago/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 21:32:26 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=226</guid>
		<description><![CDATA[And if you&#8217;ve been waiting to buy, you&#8217;re in for a big surprise. &#8220;The Orange County home inventory report from Thomas as of January 19 estimates that the local market&#8217;s speed quickened 12.6 percent in two weeks and quickened 32.7 &#8230; <a href="http://teamkociela.wordpress.com/2012/02/06/when-was-the-bottom-of-the-market-in-orange-county-four-years-ago/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=226&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Real Estate 2012: Many Positive Outlooks</title>
		<link>http://teamkociela.wordpress.com/2012/01/24/real-estate-2012-many-positive-outlooks/</link>
		<comments>http://teamkociela.wordpress.com/2012/01/24/real-estate-2012-many-positive-outlooks/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 18:57:26 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=224</guid>
		<description><![CDATA[There is a growing belief among many experts that 2012 will be the year housing turns the corner and starts heading in a more positive direction. Whenever we write a post like this, we unleash the hordes of critics who &#8230; <a href="http://teamkociela.wordpress.com/2012/01/24/real-estate-2012-many-positive-outlooks/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=224&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>California home sales rise in December, posting 11-month sales high</title>
		<link>http://teamkociela.wordpress.com/2012/01/20/california-home-sales-rise-in-december-posting-11-month-sales-high/</link>
		<comments>http://teamkociela.wordpress.com/2012/01/20/california-home-sales-rise-in-december-posting-11-month-sales-high/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 22:49:01 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=222</guid>
		<description><![CDATA[LOS ANGELES (Jan. 17) â€“ California home sales rose for the third consecutive month in December, marking the highest level since January 2011, according to data from the CALIFORNIA ASSOCIATION OF REALTORSÂ® (C.A.R.). Sales also were up from a year &#8230; <a href="http://teamkociela.wordpress.com/2012/01/20/california-home-sales-rise-in-december-posting-11-month-sales-high/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=222&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Rate on 30-year mortgage down to record 3.88%</title>
		<link>http://teamkociela.wordpress.com/2012/01/20/rate-on-30-year-mortgage-down-to-record-3-88/</link>
		<comments>http://teamkociela.wordpress.com/2012/01/20/rate-on-30-year-mortgage-down-to-record-3-88/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 21:06:24 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=220</guid>
		<description><![CDATA[The average rate on the 30-year fixed mortgage fell again this week to a record low. The eighth record low in a year is attracting few takers because most who can afford to buy or refinance have already done so. &#8230; <a href="http://teamkociela.wordpress.com/2012/01/20/rate-on-30-year-mortgage-down-to-record-3-88/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=220&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Weekly Mortgage Watch</title>
		<link>http://teamkociela.wordpress.com/2012/01/16/weekly-mortgage-watch-3/</link>
		<comments>http://teamkociela.wordpress.com/2012/01/16/weekly-mortgage-watch-3/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 17:22:44 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=218</guid>
		<description><![CDATA[Mortgage rates fell again into record low territory last week&#8230; (Read full article below) http://ping.fm/M5rXY<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=218&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>In Real Estate, Keeping Current Matters!</title>
		<link>http://teamkociela.wordpress.com/2012/01/11/in-real-estate-keeping-current-matters/</link>
		<comments>http://teamkociela.wordpress.com/2012/01/11/in-real-estate-keeping-current-matters/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 05:03:39 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=216</guid>
		<description><![CDATA[There is too much misinformation being spread about todayâ€™s real estate market. Studies are being misinterpreted. Prominent names are being used to foster a point even if their quote is from years ago. As an example, we want to look &#8230; <a href="http://teamkociela.wordpress.com/2012/01/11/in-real-estate-keeping-current-matters/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=216&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>People Are Buying Homes AND GETTING MORTGAGES!</title>
		<link>http://teamkociela.wordpress.com/2012/01/11/people-are-buying-homes-and-getting-mortgages/</link>
		<comments>http://teamkociela.wordpress.com/2012/01/11/people-are-buying-homes-and-getting-mortgages/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 04:30:50 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=214</guid>
		<description><![CDATA[Many believe that very few houses are selling and that almost no one can get a mortgage. We want to let everyone know that neither of these assumptions is true. Recently, the National Association of Realtors (NAR) released their Existing &#8230; <a href="http://teamkociela.wordpress.com/2012/01/11/people-are-buying-homes-and-getting-mortgages/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=214&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Mortgage Predictions for 2012</title>
		<link>http://teamkociela.wordpress.com/2012/01/05/mortgage-predictions-for-2012/</link>
		<comments>http://teamkociela.wordpress.com/2012/01/05/mortgage-predictions-for-2012/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 17:48:32 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=212</guid>
		<description><![CDATA[Itâ€™s the time of year that we look ahead and attempt to give our best guesses about the market, the industry, and the effects they may have. So, here are my thoughts about the mortgage world: (See full article here&#8230;) &#8230; <a href="http://teamkociela.wordpress.com/2012/01/05/mortgage-predictions-for-2012/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=212&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Fed to Publish Rate Forecasts</title>
		<link>http://teamkociela.wordpress.com/2012/01/03/fed-to-publish-rate-forecasts/</link>
		<comments>http://teamkociela.wordpress.com/2012/01/03/fed-to-publish-rate-forecasts/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 19:35:42 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=210</guid>
		<description><![CDATA[Federal Reserve officials will begin to publish their forecasts for interest rates later this month, part of a communications revamp that could help bolster the fragile U.S. economic recovery. Fed officials will tell the public when they expect short-term interest &#8230; <a href="http://teamkociela.wordpress.com/2012/01/03/fed-to-publish-rate-forecasts/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=210&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Best Post of 2011: Short Sales</title>
		<link>http://teamkociela.wordpress.com/2011/12/29/best-post-of-2011-short-sales/</link>
		<comments>http://teamkociela.wordpress.com/2011/12/29/best-post-of-2011-short-sales/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 17:11:14 +0000</pubDate>
		<dc:creator>teamkociela</dc:creator>
				<category><![CDATA[Listings]]></category>

		<guid isPermaLink="false">http://teamkociela.wordpress.com/?p=208</guid>
		<description><![CDATA[Short Sale Vs. Foreclosure: A Short Sale Always Wins Todayâ€™s ever changing real estate industry has brought upon some very challenging questions from our clients. (Read full article here) http://ping.fm/sfBc7<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=teamkociela.wordpress.com&amp;blog=21815168&amp;post=208&amp;subd=teamkociela&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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